Credit Cards

Platinum Visa Credit Card

Northeast Credit Union's Visa Platinum Credit Card is the card for you and your wallet.  With its NO balance transfer fee and No annual fee, our Visa Platinum Card will be the first card you reach for to transfer those higher interest balances or when you make your next purchase - big or small.

Each time you use your Visa Card for those everyday purchases at the grocery store, post office, coffee shop or anywhere else you shop, you can earn ScoreCard Reward points, cash back rebates and interest rebates throughout the calendar year.  Just think of what you could do with all those extra points and extra cash.

If you are thinking about consolidating all your current credit cards or transferring all those high interest store cards consider NECU's Platinum card.  You could save hundreds of dollars in balance transfer fees, plus you get the same low rate on transfers and cash advances as you do on purchases - saving you even more money.
   

In addition you will benefit from all these great features:
 

•  Low rate
•  No Balance transfer fee
•  No Annual fee
•  1/2% Reward on your purchases** - receive 1/2% cash back on purchases in excess of $2,000 in a calendar year.
•  15% Interest Rebate**
•  ScoreCard^sm Bonus Points - Also receive one ScoreCard Bonus point for every dollar spent - to be redeemed for select merchandise.
• Loan rate reduction - Having an active¹ Northeast Credit Union Visa Credit Card qualifies you for a .25% loan rate reduction on many consumer loans like autos, boats, RVs and motorcycles.
• Added benefits - You'll also get added benefits like Travel Accident Insurance, Visa Auto Rental Insurance, Identity     Theft Insurance and 24/7 emergency card replacement and cash advances.
• Serviced locally.
• Around the clock fraud monitoring.
• Free Identity Theft 911^tm service.

Around the Clock Fraud Monitoring.

Northeast Credit Union services all of our credit card accounts locally. We are committed to keeping our members' best interest and security at the forefront of what we do. As part of our credit card services, we utilize Falcon fraud monitoring - a service of Fidelity National Information Services, Inc. Falcon monitors credit card usage 24/7 to help detect any suspicious card activity. In the event there is suspicious activity, the member is contacted about the legitimacy of any questionable activity.

You can help us strengthen our fraud monitoring procedures by keeping your contact information up-to-date. You can verify or edit your contact information by logging onto CyberTel to view your "Account Snapshot". If you need to make changes, select "Edit Contact Information". Or, you can call a Member Service Representative at 1-888-436-1847 to make the changes on your behalf.


Notify Us of Your Travel Plans.

Let us know where and when you’ll be traveling to help ensure that your debit or credit card isn’t flagged for unusual activity. To activate a Visa Travel Notification through CyberTel:

•   Log on to CyberTel
•   Select “My Account”
•   Select “Visa”
•   Select “Visa Travel Notification”
•   Fill out the fields shown
•   Select “Continue”

You can also activate a Visa Travel Notification by calling a Northeast Credit Union Member Service Representative at 1-888-436-1847.

Report a Lost or Stolen Visa Card.

If your Visa card is lost or stolen, please call Member Service immediately at 1-888-436-1847, 24 hours a day, 7 days a week.  Members can also report a lost or stolen Visa card online by logging on to CyberTel, clicking on "Member Services" and choosing the appropriate menu item.


IdentityTheft911^TM

Northeast Credit Union has partnered with Identity Theft 911, the recognized leader in one-on-one victim advocacy and identity theft education. Identity Theft 911's resolution specialists have extensive experience in dealing with financial fraud. They know exactly how to handle the situation, and do all the work for you, so you can move on with your life. This service is now available to all of our checking and credit card members - FREE. To learn how to protect yourself and your family today, visit www.identitytheft911-necu.org.

Existing Classic and Platinum VISA Credit Card Holders
If your NECU Visa credit card was issued prior to November 13, 2009,  please refer to the notice you were mailed in November regarding changes to your current card and rewards program

Other Products and Services to Consider

• Relationship Checking
• Online Services
• Auto Loan
• Online Bill Payment

Subject to credit approval.