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Auto Buying Center

Be prepared when buying a new or used vehicle

Purchasing a vehicle is one of the most exciting AND anxious moments in one's life. Rarely does one buy a car and have it for life, so the cycle starts over again. Here are some tips and articles to help you, so you can enjoy more of the exciting times and less of the anxious moments.

Top Ten Buying Tips

Learn what 10 things you should know before buying a new or used vehicle. Whether it's knowing how much to spend, negotiating with the dealer, test driving, learn more and don't ask yourself the "what if's" by clicking here.

Know the Facts: 0% Financing

When it comes to getting an auto loan, take the time to carefully look at all your options. What you initially think is a great offer, may end up costing you more money in the long run. Find out what options might be available to you by clicking here.

Buying vs. Leasing

Each choice has its own advantages and disadvantages and making this decision depends on several factors, including your personal preferences and finances. Find out which option might be best for you.

Certified Pre-Owned vs. Used

What are "certified pre-owned" or "certified used" vehicles and what are the benefits of having this classification from a dealership? What are the differences between buying a used auto with an extended warranty and a certified used auto? Click here for what the differences are.

20 Ways to Save at the Pump

With gasoline prices still at the top your mind, perhaps the most important information you can have is how to make your gas last longer and how to find the lowest prices. Here are some handy tips that might help take some of the sting out of your next visit to the pump.

*TOP FIVE Things to do before you visit the dealership*	*TOP SIX Things to do while you are at the dealership*
1. Take the time - Every minute you take to do your research is less time you will have to spend at the dealership.	1. Appointment - Ask for the CUDL AutoSMART Dealer Representative you made the appointment with.
2. Trade-in - Use the online Value Guides so you have a good idea what it might be worth to the dealer?	2. Test Drive - Make sure you test drive the vehicle you are actually going to buy.
3. Financing - Know Northeast Credit Union's lending rates.	3. Options - If the dealer is offering you optional products, make sure they have explained their value and cost.
4. Budget - What kind of payment are you comfortable with and how that translates to the amount of vehicle you can afford.	4. Ask - If you are unsure about anything, ask before it becomes an issue.
5. Appointment - Contact the dealer before you go. A confirmed appointment with the CUDL AutoSMART Dealer Representative is always your best choice.	5. Financing - Be sure to remind the dealer that you want to finance through Northeast Credit Union to stay within your planned budget.
	6. Read - Make sure you read before you sign.

To make your car buying experience even more affordable, receive a .25% rate discount with payroll deduction or automatic payment from a NECU account, a .25% rate discount with an active¹ Northeast Credit Union credit card, and .25% rate discount with Relationship Checking and active² eStatement and CyberPay.

How much will your estimated monthly payment be? Use our Auto Loan Calculator.

Call 1-888-436-1847 to speak with Member Services